EMIDPAY Blog
Finance guides for digital businesses
Business accounts, SEPA & SWIFT payments, compliance and onboarding — explained by the EMIDPAY team.
SEPA, SEPA Instant, Faster Payments or SWIFT: picking the right rail
A practical comparison of the four payment rails a European business uses most, with the questions to ask before you send.
Latest articles
Our newest guides on running payments, treasury and compliance for an online business with minimal fuss.
Last update: 29 October 2026 · 6 articles
KYB checklist: the documents that get a business account approved faster
What a compliance team actually checks in a KYB file, and how to prepare it so the review takes days rather than weeks.
Who is a UBO? Ownership charts that pass onboarding the first time
The 25 % rule, indirect ownership, control without shares — and how to draw a chart a reviewer can verify in minutes.
Source of funds vs source of wealth: what to prepare and why
Two questions that sound alike but ask for different evidence. Getting them right avoids the most common round of follow-up requests.
What an IBAN tells your counterparties — and why the country code matters
Structure of an IBAN, what the country prefix signals to a partner's bank, and the practical difference between a UK and an EU account.
Payment references that get reconciled: a short style guide for invoices
How to structure invoice numbers and remittance information so incoming payments match automatically.
Accounts built for digital businesses.
Dedicated IBANs, SEPA and SWIFT payments, and a personal account manager — all in one place.